Kansas and Missouri both allow for uninsured motorist claims. This means that if you are injured in a car accident and the at-fault driver doesn't have insurance, your own insurance company may be able to cover your losses. There may be other options available to you as well.
However, the specific requirements and limits for uninsured motorist coverage can vary between the two states. It's essential to review your insurance policy carefully to understand your specific coverage.
Key Points to Consider:
- Coverage Limits: The amount of coverage you have under your uninsured motorist policy will determine the maximum amount you can receive in compensation.
- Underinsured Motorist Coverage: In addition to uninsured motorist coverage, you may also want to consider underinsured motorist coverage. This covers situations where the at-fault driver's insurance limits are insufficient to cover your damages.
- Filing a Claim: The process for filing an uninsured motorist claim is generally similar in both Kansas and Missouri. You will typically need to provide your insurance company with documentation of the accident, your injuries, and any medical expenses.
If you are injured in a car accident and the at-fault driver doesn't have insurance, it's important to consult with an attorney to discuss your legal options. An attorney at Castle Law can help you understand your rights, gather evidence, and negotiate with your insurance company to ensure you receive fair compensation. Contact us today if you have any questions for our attorney’s.
